Our Articles
Taming the Beast That Is Kenya’s Mounting Real Estate Debt
Kenya’s real estate sector faces a growing debt crisis. Dr. Macharia Kihuro explores the root causes, financial risks, and what lenders can do to avert future distress. [..…]
Markets, Not Regulators, Should Set Loan Prices for a Thriving Banking Sector
The banking sector and CBK’s market-based compromise represents the right path forward. If policymakers want to support or subsidise vulnerable borrowers, they should [..…]
Rise of the Mother City and what Kenya can learn from it
Cape Town’s global recognition as the “Mother City” holds powerful lessons for Kenya’s urban future. Dr. Macharia Kihuro explores the city’s story and what Nairobi and Mombasa can draw from it [..…]
How a surge in bad debts threatens the financial sector
The Kenyan banking sector is under immense pressure in the face of a sharp rise in non-performing loans (NPLs). This rising burden is a major concern not only for the economy and lenders, but also [..…]
Why Afreximbank's break with Fitch exposes a deeper rift
In a recent public statement, the African Export-Import Bank (Afreximbank) announced it would terminate its credit rating relationship with Fitch Ratings [..…]
CBK’s capital push will strengthen the banking system
The banking sector is arguably the pulsating heart of any economy in the globe. When it is pumping sturdily, private credit flows, businesses thrive, and jobs are created [..…]